Insurance & Program Design

CDF Partners provides independent, executive-level consulting to help company ownership and boards of directors make informed, data-driven insurance and risk-finance decisions. We are not retail agents or brokers — we operate as strategic partners, ensuring that broker performance, market relationships, and underwriting structures align with your organization’s financial and operational objectives.
 

Our experience spans national staffing programs, complex workers’ compensation structures, and large commercial insurance placements. We also have deep expertise in construction, artisan contractors, and controlled insurance programs (CCIP/OCIP) — applying the same disciplined, analytical approach that defines our staffing-industry consulting.

 

•  Workers’ Compensation program design for staffing and related industries
• Broker evaluation and selection — defining roles, performance standards, and measurable accountability
• Market selection and assignment — optimizing carrier access and eliminating redundancy among broker teams
• Market summaries and target development — creating clear, consistent underwriting narratives that generate competitive results
• Alternative agent compensation strategies — aligning incentives with profitability and loss-performance outcomes
• Program architecture and underwriting structure for specialized or high-volume industries
• Claims-process review and performance analytics
• Executive mentorship, education, and program oversight  

Insurance programs succeed or fail at the structural level — long before a policy is issued.
CDF Partners ensures your insurance ecosystem — brokers, carriers, TPAs, and internal teams — operates with transparency, accountability, and shared purpose. 

We help business leaders take control of the process, improve results, and achieve better alignment between insurance performance and corporate profitability.